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The 30-year mortgage rate average fell back to 7.69%, closer to its two-month low. All other averages dropped or remained unchanged except for the 7/6 ARM rate average, which gained 13 basis points. Rates vary across lenders, so it's important to shop around for the...

Choose a partner with: -Aligned goals -Similar financial capabilities -Shared investment vision Collaborating can: -Provide additional capital -Generate income -Offer potential tax benefits Challenges: -It can lead to conflicts -Delay earnings -Potential disagreements...

Decatur, Illinois, stands out for offering some of the most affordable homes in the US. A recent report ranks Decatur as the 4th town with homes below $125K. Median home value is $92,200, making it an attractive option for budget-conscious buyers.

1. Financial readiness: - Assess your budget comprehensively, accounting for down payments, monthly mortgage costs, taxes, insurance, moving, and renovations. 2. Smart saving: - Prioritize saving not only for the down payment but also for post-closing expenses like...

Closing occurs in about 30–45 days post accepted offer.

In November 2023, the U.S housing market is becoming increasingly challenging for buyers due to high mortgage rates, steep home prices, and low levels of inventory. This situation is expected to remain the same in 2024, however, a drop in mortgage rates could spur the...